If you have extra money laying around, you may want to consider paying down the principal on your mortgage to save on long-term interest -- Lifehacker has some information on how to do this.
Jus tmake sure your mortgage company knows that any extra money that you pay is towards principal (i.e., if you use your bank's bill pay function, you might want to sign up with your mortgage holder to give you the ability to designate).
Photo by EricGjerde
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