This post on Engadget about how to construct a fireproof data back-up made me start to think about personal contingency planning. Big corporations have contingency plans, they have plans that allow even the lowest level employee a complete understanding of how a company will continue to operate if upper management ceases to exist.
I thought that I had a good contingency plan for my data by using a RAID, but that does nothing if my house burns down, which I realized from the post above. Then I started thinking about other personal contingency items:
- Living trust or will
- Mortgage protection (I’m probably not calling this the right thing, but it’s the coverage you can buy to pay off your mortgage if you die)
- Pictures or videos of everything claimable in my house stored in a fireproof safe
- Trust funds
- Retirement funds
- Data security
There’s probably a lot more that can be added to the list, but the above items are a good place to start.
So what exactly is your personal contingency plan?
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