For those of you that use TiVo, INGDirect is running a promotion where they will give you $25 for opening a new savings account. Follow the link at the bottom of this post to get to the TiVo promo page, but note that you will need to provide the last 4 numbers of the phone number registered on your TiVo account, your zip code (I’m assuming this needs to be the zip code in your TiVo account), and the reference code from your TiVo service. This promotion is valid until 4/3/06, but I’m not sure where I can tell you to find the promo code; I noted it when it first showed up on my TiVo screen — perhaps they’ll run it again in the next few months.
Here’s the great parts of this promotion:
- It’s essentially free money and starts earning interest as soon as the account creation is complete (you can’t withdraw it for 30 days, but that seems like a small trade-off).
- ING’s current savings yield (no minimum balance required) is 3.8%, which is an amazing return rate on a normal savings account. Chances are really good that you are not getting even close to this rate from your current bank — maybe you can get it with a CD or money-market, but none of the restrictions associated with those kinds of accounts exist with ING.
- This is the best part: ING is running a “Winter Save Up Sale” that will pay 4.75% on all deposits made between January 19, 2006 and April 15, 2006.
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